fix(banking): miscellaneous bug fixes (#55492)

* fix(banking): correct usage of hooks in rule action

* fix(banking): apply ESLint rules for hooks

* fix(banking): add lazy imports and code-splitting

banking/src/hooks/useMultiFileUploadProgress.ts

@@ -0,0 +1,37 @@
+import { useCallback, useRef, useState } from "react"
+
+/** Tracks per-file upload progress (0–1) and exposes their average. */
+export function useMultiFileUploadProgress() {
+    const [uploadProgress, setUploadProgress] = useState(0)
+    const fileProgressesRef = useRef<number[]>([])
+
+    const startTracking = useCallback((fileCount: number) => {
+        if (fileCount <= 0) {
+            return
+        }
+        fileProgressesRef.current = new Array(fileCount).fill(0)
+        setUploadProgress(0)
+    }, [])
+
+    const updateFileProgress = useCallback((fileIndex: number, progress: number) => {
+        if (fileIndex < 0 || fileIndex >= fileProgressesRef.current.length) {
+            return
+        }
+
+        if (fileProgressesRef.current.length === 0) {
+            return
+        }
+        fileProgressesRef.current[fileIndex] = progress
+        const total =
+            fileProgressesRef.current.reduce((sum, p) => sum + p, 0) /
+            fileProgressesRef.current.length
+        setUploadProgress(total)
+    }, [])
+
+    const resetProgress = useCallback(() => {
+        fileProgressesRef.current = []
+        setUploadProgress(0)
+    }, [])
+
+    return { uploadProgress, startTracking, updateFileProgress, resetProgress }
+}