diff --git a/erpnext/accounts/doctype/bank_reconciliation_tool/bank_reconciliation_tool.py b/erpnext/accounts/doctype/bank_reconciliation_tool/bank_reconciliation_tool.py
index 34fe8447816..96701f1766e 100644
--- a/erpnext/accounts/doctype/bank_reconciliation_tool/bank_reconciliation_tool.py
+++ b/erpnext/accounts/doctype/bank_reconciliation_tool/bank_reconciliation_tool.py
@@ -1138,6 +1138,7 @@ def check_matching(
 	from_reference_date=None,
 	to_reference_date=None,
 ):
+	document_types = document_types or []
 	exact_match = True if "exact_match" in document_types else False
 
 	common_filters = frappe._dict(
diff --git a/erpnext/accounts/doctype/bank_reconciliation_tool/test_bank_reconciliation_tool.py b/erpnext/accounts/doctype/bank_reconciliation_tool/test_bank_reconciliation_tool.py
index 5bad7582dde..26f5e62d441 100644
--- a/erpnext/accounts/doctype/bank_reconciliation_tool/test_bank_reconciliation_tool.py
+++ b/erpnext/accounts/doctype/bank_reconciliation_tool/test_bank_reconciliation_tool.py
@@ -131,6 +131,10 @@ class TestBankReconciliationTool(ERPNextTestSuite, AccountsTestMixin):
 		names = [t.name for t in get_bank_transactions(self.bank_account, to_date=add_days(today(), -1))]
 		self.assertEqual(names, [])
 
+	def test_get_linked_payments_without_document_types(self):
+		bank_transaction = self.make_bank_transaction(date=today())
+		self.assertEqual(get_linked_payments(bank_transaction.name), [])
+
 	def test_deposit_matches_amount_received_in_bank_account(self):
 		# money leaves another bank account and lands here minus a charge, so the two sides differ
 		payment = frappe.get_doc(